Take control of your money, one month at a time.
SpendSquirrel helps you build a spending plan that actually fits your life, so you always know where your money is going.
No credit card required. Free forever plan.
“I've tried every spreadsheet. This is the first thing that stuck.”
“My DA sponsor recommended it and I haven't looked back.”
“Finally a budgeting tool that doesn't make me feel bad about myself.”
You don't need to be good with money. You just need a plan.
How it works
- 1
Add your income
Tell SpendSquirrel what money is coming in each month.
- 2
Add your regular bills
Record rent, utilities, subscriptions, debt payments, and any fixed costs.
- 3
Plan your spending
Set amounts for groceries, fuel, eating out, personal spending, and savings.
- 4
Track what actually happens
Log real spending as the month goes on.
- 5
See what needs attention
Simple insights show you where your money went and what to adjust next month.
Who it is for
Whether you're just starting to get your finances in order, working through a debt recovery programme, or simply tired of running out of money before the end of the month, SpendSquirrel is for you.
Debtors Anonymous members
Build the spending plan your programme asks for, in minutes.
Under earners
Understand your numbers without judgment, and start planning for more.
Families and households
One place for everyone's income, bills, and spending.
Anyone starting fresh
No financial knowledge needed. If you can fill in a form, you can use SpendSquirrel.
Everything you need. Nothing you don't.
- Spending plan builder
- Bill and income tracker
- Real vs planned comparison
- Simple monthly insights
- Secure and private
- Works on any device
You deserve to feel calm about money.
Your spending plan is waiting. It takes about five minutes to set up.